1. Acceptance of Terms
By accessing or using HarborGlow Learning, you agree to these Terms of Service. If you do not agree, please do not use our platform.
2. Accounts and Registration
You must create an account to access courses. You are responsible for maintaining the confidentiality of your account credentials and for all activity under your account. HarborGlow Learning reserves the right to suspend accounts that violate these terms.
3. Payments and Refunds
All payments are processed securely. Course purchases are non-refundable except where required by law or at our sole discretion within 14 days of purchase. Subscription plans may be cancelled at any time.
4. Acceptable Use
You may not copy, redistribute, or resell course content. Do not upload harmful, illegal, or infringing material. Violations may result in immediate account termination and legal action.
5. Intellectual Property
All content, trademarks, and materials on the platform remain the property of HarborGlow Learning or its licensors. You receive a limited, non-exclusive, non-transferable license for personal educational use only.
6. Disclaimers and Limitation of Liability
Services are provided “as is.” HarborGlow Learning is not liable for any indirect, incidental, or consequential damages. Maximum liability shall not exceed the amount paid by you in the 12 months preceding the claim.
7. Changes to Terms
We may update these terms at any time. Continued use of the service constitutes acceptance of the revised terms.